Our man was walking down a dark alley when suddenly a mugger jumped at him.

"Your money or your life" the mugger barked.

"You mean I have a choice?!!" said our man. "Here take this...."

He pulled out his wallet and gave it to the mugger.

"And this...usually this is secret money". He removed his cap and flipped it around and there! Some more money! "Wait! Here is my card. Feel free to contact me whenever you have a cash crunch!"

The mugger left confused and dazed.

"Such a nice fellow!" sobbed our man. "He gave me a choice. At home I have no choice.... my wife takes them both!"